html { min-height:100%; margin-bottom:1px; } /* add scrollbar to short pages */ 

body 
{
	
	
	background:#030943 url(images/bk_body.jpg);
	background-repeat: repeat-x;
	margin: 0;
	padding: 0;
	text-align:center;/* center layout in ie5 and 5.5. */
	font: 12px Arial, Helvetica, sans-serif;
	color: #00005c; /* default font color*/
	
}
#container
{position: relative;
width: 800px;
margin: 0px auto;
text-align: left;
background:#ffffff url(images/bk_container.gif);
background-repeat: repeat-y;
border: 1px solid #a3a3a3;
}

#header{ 
 height:120px; 
 width:100%; 
 margin:0; 
 padding:0;
 background-color: transparent; 
 } 
 
#leftcol
{
	float: left;
	width: 160px;
	margin: 0px 0px -1px 0px;
	padding: 0px;
	background-color: #5c5c5c;

	}
#centercol
{
	float: left;
	width: 580px;
	margin: 0px 20px 0px 0px;
	padding: 0px 0px 0px 15px;
	background-color: transparent;
		}

#footer
{
clear:both; 
padding-top: 4px;
	background: #a3a3a3 url(images/bk_footer.jpg) bottom;
	position: relative;
	text-align: center;
	border-top:1px solid #00005c;
}
div.fix {
        clear: both;
        height: 1px;
        overflow: hidden;
		}
		
/*navigation*/

#navcontainer { width: 140px; }

#navcontainer ul
{
background-color: transparent;
margin-top: 14px;
margin-left: 0;
padding-left: 0;
width: 140px;
list-style-type: none;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
}

#navcontainer a
{
	display: block;
	padding: 8px 0px 0px 10px;
	width: 155px;
	height: 24px;
	background-color: transparent;
	
}

#navcontainer a:link, #navlist a:visited
{
width: 150px;
padding: 8px 0px 0px 10px;
color: #a3a3a3;
text-decoration: none;
}

#navcontainer a:hover
{
width: 150px;
background: #a3a3a3 url(images/bk_nav.jpg);
color: #00005c;
}

/*end navigation*/

/* paragraph, heading and image styles */

h1
{
margin-top: 20px;
font-size: 18px;
font-family: "Times New Roman", Times, serif;
}

h2
{
font-size: 15px;
font-family: "Times New Roman", Times, serif;
}

p
{
font-size: 12px;
padding-left: 5px;
}
p.caption
{
color: #a18470;
font-family: "Times New Roman", Times, serif;
font-size: 13px;
}
img.right{
	float: right;
	padding: 0px;
	margin: 10px;
}
.left
{
float: left;
padding: 0px 10px 0px 10px;
}
a img {
border: none;
}
ul.none
{
list-style-type: none;
}
li.centercol
{
font-size: 12px;
}
a.centercol
{
font-size: 12px;
text-decoration: none;
}
a.centercol:hover
{
font-size: 12px;
text-decoration: underline;
}
.disclaimer
{
font-size: 10px;
}